My car was totalled in May 2011. The party who crashed into me, their insurance company was going to write me a check for the KBB value of my car. So I decided to go look for a new car.
When I walked into the dealership and explained my situation, Gerry (who was the salesperson helping me) gave me some pretty useful information:
“When you get that cash-out check from their insurance company, make sure you also claim the sales tax. That’s something that you have to pay when you get your new car, and since they’re buying your totalled car from you, they should pay you too.”
I’m not sure if this is a State of Illinois thing, or a by-insurance-company thing, but when they wrote out a check, I casually asked about it. And guess what they did?
The wrote me another check for the sales tax.
Hey, it never hurts to ask.